Because they do not need hours of constant safety training, including vehicle and gun safety, as well as a myriad of legal entanglements, insurance investigators can often receive not only advance training, but time to devote to their craft, without the pressure of an enormous case load backing up on them. Where there is a great deal of money on the line, insurance companies need to get to the truth effectively and can devote time and man power in doing so.
next: the collateral damage of Fake Hate
From the Daily Mail
Shameless lesbian couple burned down their own house for the insurance payout then called it a hate crime and blamed their neighbor
- Carol Ann and Laura Jean Stutte's house in Venore, Tennessee, burnt down in September 2010
- 'Queers' was sprayed on their garage and they claimed it was a hate crime
- Insurers accused them of an elaborate hoax to get the $276,000 payout
- A court ruled they sprayed the abuse and burned their own house down
A lesbian couple scrawled homophobic abuse on their garage before burning down their own house in Tennessee then calling it a hate crime, a court ruled.
Carol Ann and Laura Jean Stutte reduced their own house to a pile of charred rubble in September 2010 and branded their neighbor a homophobe in order to get the $276,000 insurance pay out.
But insurers American National Property and Casualty Company caught on to the ruse and accused the couple of faking the fire.
Liars: Carol Ann and Laura Stutte reduced their own house to a pile of charred rubble in 2010 in order to get the $276,000 insurance pay out but it has now been uncovered as a ruse
Lie: The court heard how the couple spray-painted the word ‘queers’ on their garage and later blamed their neighbor Janice Millsaps
A federal jury ruled in favor of the insurance company and they will not have to pay out on the insurance claim on the house in Venore, reports theKnoxville News Sentinel.
The court heard how the couple spray-painted the word ‘queers’ on their garage and later blamed their neighbor Janice Millsaps.
They claimed that, a month before the blaze, Millsaps said: ‘Do you know what is better than one dead queer? Two dead queers.’
Stutte told the Metro Pulse: ‘We know who wrote those threats. Anyone who could go so far as to write those hateful letters and burn someone else’s house down, they are really disturbed.’
And in the lawsuit, the couple claim that Millsaps ‘repeatedly’ threatened their lives and specifically mentioned burning down their house.
But Millsaps was never charged, despite a probe by the FBI and the Tennessee Bureau of Investigation.
And the court has now ruled that it was an elaborate lie after the insurance company concluded their own probe, which included a polygraph test on Millsaps.